Payment Fee Calculator

See what you keep after card fees, or what to charge so you keep the amount you want.

Result

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Fees
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How this was calculated
Runs in your browser. Nothing you type is sent anywhere.
About the Payment Fee Calculator
Payment Fee Calculator shows what you keep from a sale after card processing fees, or works backwards to what you should charge to keep a set amount. Presets use common published rates for Stripe, PayPal and Square. Check your own account, since rates vary by plan and country.
How to use it
  1. Choose "what I keep" or "what to charge".
  2. Enter the amount.
  3. Pick a processor or enter your own percentage and fixed fee.
  4. Read the fees and the result.
Example
At 2.9% + $0.30, a $100.00 sale costs $3.20 in fees, so you keep $96.80. To keep $50.00 after 3.49% + $0.49, charge $52.32.
Questions
Why can't I just add the fee percentage?
The fee is charged on the higher price too. To keep an amount, divide by (1 − rate) after adding the fixed fee.
Are currency conversion fees included?
No. International cards and currency conversion often add 1–2% more.
Why round up?
The price is rounded up to the cent so you never keep less than your target.